What is the cheapest funeral option in the UK?
With the average funeral in the UK costing £4,184*, and costs projected to rise to £5,044 by 2025, it’s no wonder that many families are searching for more affordable funeral options for a loved one, or their own funeral in the future.
There’s no need to feel pressured to spend a lot of money or get yourself into debt, just to show your affection and respect. You can have a funeral that is dignified and meaningful, without having to spend a huge amount of money.
One of the cheapest ways to arrange a funeral for a loved one is to choose a funeral provider who specialises in simple, low cost funerals but does not provide the services of a traditional funeral director. This is because funeral director’s fees typically make up a large percentage of overall funeral costs.
Continue reading to learn more about the cheapest funeral options in the UK.
What's the cheapest type of funeral?
The cheapest funeral option in the UK will usually be a direct cremation. A direct cremation is a cremation with no funeral service beforehand, which takes place without any mourners in attendance at the crematorium. This non-traditional funeral option is gaining popularity in the UK, with 14% (up from 3% the previous year) describing the funeral they arranged in 2020 as a direct cremation in a recent report*.
At Simplicity, we refer to our direct cremation package as an Unattended Funeral, which can be arranged from just £995, anywhere within mainland Great Britain.
Arranging a direct cremation with Simplicity is a straightforward process. We take care of the practicalities of the cremation, allowing you to commemorate or celebrate the life of your loved one in a way that suits you as well as your family, at a time and place away from the crematorium.
What does the cheapest funeral from Simplicity include?
An Unattended Funeral does not include a formal service, a procession or the provision of a hearse or limousines, to keep costs to a minimum. Your loved one will be collected from their place of rest** and taken into care at one of our mortuary facilities, where they will be prepared and cared for until the day of the cremation.
We will provide a simple wood effect coffin and transport your loved one to the crematorium in a specialised funeral vehicle. The coffin will be placed in the chapel, before being committed for cremation, supervised by a chapel attendant. The committal takes place without the presence of mourners.
Following the cremation, the ashes will be scattered in our garden of remembrance or can be returned to you on request.
Our funerals are arranged over the telephone with our dedicated team of funeral arrangers, so you can arrange a Simplicity Cremation for your loved one from the comfort of your own home. Our team will take care of organising the cremation and assist you with regards to completing the legal paperwork required for the funeral to take place. With no face-to-face interaction from a Funeral Director, our funeral costs are considerably cheaper than the cost of a traditional funeral.
Although there are many other funeral providers who offer direct cremation services in the UK, they do not all operate to the same standards or include the same services within their price. The initial funeral price may appear affordable, but there may be hidden fees in order for you to arrange the funeral as you’d like, so it’s important you understand exactly what is included within the funeral package.
We’ve compared direct cremation costs from a number of the UK’s providers to help you find the direct cremation that suits your needs and budget.
What is the cheapest funeral I can attend?
We understand that a direct cremation will not suit everyone’s needs. If you are looking for the cheapest funeral option but are uncomfortable with the funeral taking place without being present at the crematorium, we also offer cheaper funerals with the option to attend, starting from £1,395.
The Intimate Funeral allows a short time in the crematorium chapel for up to 12 people. This means a small group of family and friends are able spend a final few moments with their loved one, to reflect as they wish or say a few words.
If you would like something that more closely resembles a traditional funeral, the Family Led Funeral provides a full length slot in the crematorium chapel, for a larger group of people with a service arranged by the family. Just like a traditional funeral, you will be able to choose the funeral music, readings and poems, read a eulogy and share stories about your loved one. The main difference is there is no procession beforehand, which allows us to provide substantial cost savings versus the average funeral cost.
View our funeral prices for more information.
Alternative options for arranging a cheap funeral
Arranging a DIY funeral may also allow you to arrange a cheap funeral, however as with any funeral the overall cost will largely depend on the services you chose to arrange.
A DIY funeral means you’ll be responsible for organising the funeral yourself without the assistance of funeral professionals. Although elements such as organising floral tributes and transportation for mourners can be easily arranged without a Funeral Director, there are also the practical elements of the funeral you will have to consider, such as where you will store your loved one’s body and how you will transport their body to the crematorium or cemetery on the day of the funeral.
Arranging a DIY funeral can be a difficult process, so the decision to choose this type of funeral for a loved one should be given considerable consideration, despite the possible cost savings it can offer.
Finding a 'cheap funeral plan'
With a growing number of people making financial provisions to pay for their own funeral, you could of course be searching for a ‘cheap funeral’ for yourself.
Our cheapest funeral plan costs £1,495 if paid within 12 months or as little as £15.97 a month^ and covers everything you will need for a simple cremation including cremation fees, a simple coffin, collection from the place of rest 24 hours a day, and the return of your ashes.
With a funeral plan in place, you can rest assured that no matter how much prices may rise in the future, the cost of the services in your plan will be covered with no unexpected bills to be paid by your family when the time comes.
Arrange a low cost cremation with Simplicity
*The average cost of a basic funeral in the UK in 2020 was £4,184, SunLife (2021), Cost of Dying Report, sunlife.co.uk/costofdying2021
**Please note, should your loved one not be resting in a hospital, there will be an additional fee to cover their collection
^Instalment figure shown is for a Lily Plan being paid over 120 months. There is an extra charge if you spread the cost over more than 12 months. Alternative fixed instalment periods are available, provided that all payments over any instalment term longer than 12 months are completed by the 80th birthday of the eldest person named on the plan.