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The Lily Plan: Prepaid Direct Cremation Plan

Our Lily Plan is a cremation only funeral plan which covers everything you will need including 24/7 collection, care in our quality facilities, cremation fees, provision of a simple coffin and return of ashes.

Funeral Plans From
£1,495 / £ 15.97 pcm

The Lily Plan: Prepaid Direct Cremation Plan

Our Lily Plan is a cremation only funeral plan which covers everything you will need including 24/7 collection, care in our quality facilities, cremation fees, provision of a simple coffin and return of ashes.

Funeral Plans From
£1,495 / £15.97pcm


What’s included in this prepaid direct cremation plan

The Lily Plan covers a direct cremation without a ceremony and any mourners in attendance, anytime in the future. A direct cremation removes the formality of a traditional funeral service and procession, ideal for those that do not want a fuss when they are gone or would prefer a memorial at a time and place separate from the cremation.

A direct cremation plan is one of the most cost-effective ways of paying for a funeral in advance. As with all of our prepaid funeral plans, the cost of this cremation only funeral plan can be paid in a single payment or spread across monthly instalments*.


  • Cremation fees with no more to pay for the services in your plan, regardless of when your plan is needed or how much costs will rise in the future
  • This direct cremation plan also includes guidance from our professional telephone team 24 hours a day, 365 days a year

Care of the deceased

  • Collection and transportation of the deceased within mainland Great Britain, carried out by trained funeral professionals at any time of day
  • To bring the deceased into care at our own mortuary facilities
  • An expert Funeral Director will prepare and dress the deceased in a simple gown for cremation

The service

  • A direct cremation at a CMG crematorium, local to the place of rest, supervised by a qualified chapel attendant
  • A simple wood effect coffin
  • Return of ashes in a simple container within mainland Great Britain


  • If you move, your cremation only funeral plan moves with you at no extra cost to anywhere within mainland Great Britain

Additional services

  • Free telephone bereavement advice and support for your loved ones
Prices From
£ 1,495 / £ 16 pcm

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How would you like to pay?

Plan holder's age

Over how many months?

per month £ 28.25

Total over 60 months £1,750

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What's not included in a prepaid direct cremation plan

It’s important to understand what isn’t included in this cremation only funeral plan. The Lily Plan does not include:

  • Doctor's fees**
  • Embalming, memorial or headstone, flowers, catering/wake
  • Viewing of the deceased / chapel visits
  • Dressing the deceased in their own clothing or placing personal effects in the coffin
  • A hearse
  • Limousine for family/mourners
  • Funeral procession from home/funeral home to a service location as the deceased will be transported directly to the crematorium on the day of the funeral
  • Funeral service or ceremony
  • Co-ordination of any flowers or tributes and managing collection and payments of any charitable donations
  • Repatriation from outside mainland Great Britain
  • Costs for removing artificial limbs and mechanisms such as pacemakers
  • Costs associated with changes in regulations, tax, laws or generally accepted practice, which result in additional costs or affect the conduct of the funeral


A direct cremation plan does not allow for the attendance of mourners. If you would prefer to allow your family and friends the opportunity to attend the cremation, our Magnolia or Orchid Plan may be better suited to your needs.

*In order to pay in monthly instalments, you must meet our 'Instalment Age Restriction'. Please see our Prepaid Funeral Plan Terms & Conditions for more information. 

**Medical certification fees. For deaths where a coroner investigation is required, there are no medical certifications fees. Also, changes to legislation in May 2015 mean there will no longer be a charge for a medical certification for any deaths registered in Scotland. Similar legal changes are being considered for the rest of the UK, so we do not include provision for these fees in our Plans. If the funeral takes place outside of Scotland, and a coroner is not involved, then if applicable, the medical certification fees should be paid by the next of kin or personal representative, when arranging the funeral

Prepaid Funeral Plan Terms & Conditions

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What happens next

A prepaid funeral plan gives you peace of mind that your funeral arrangements are taken care of in what will undoubtedly be an emotional time for your family. Once your prepaid direct cremation plan is set up, we’ll send you your Planholder’s pack in the post along with a Funeral Executor pack to share with your next of kin so they’ll have our contact details.

The money you pay for your prepaid direct cremation goes into the National Funeral Trust, where the funds required for your funeral are held securely and managed carefully so that the services in your plan are covered. We guarantee to cover the cost of the services included in the plan, so your family won’t have anything further to pay for these services.

When the time comes, your loved ones only have to make a single phone call to us and we’ll start to make arrangements straightaway. Our team are available 24 hours a day, 365 days a year.


Call: 0800 484 0531

Call: 0800 484 0531

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Ready to purchase a direct cremation plan, or need advice? Our dedicated team will help you get started and answer any questions

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Do you need help now?

We can help you arrange a direct cremation for someone that has already passed away, even if they haven't got a prepaid funeral plan with us.

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