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Funeral planning on a budget

Planning a funeral is an emotional task, but funeral planning on a budget can make this time even more stressful. Finding a balance between sticking to your budget and organising a funeral that does your loved one justice can be difficult, especially if they didn’t express any funeral wishes before they passed.

From budget funeral plans to the ways that Simplicity can help, find out more about funeral planning on a budget below.


Why choose a budget funeral?

With the average funeral in the UK costing over £4000*, its no wonder there are a growing number of families seeking more cost effective or ‘budget funeral’ options.

Some families simply do not see the value in the often costly, ceremonial elements of a traditional funeral and would prefer something more subtle, whilst other families will unfortunately face financial difficulties when making funeral arrangements for a loved one.


How much does a budget funeral cost?

The cost of a budget funeral depends entirely on the elements you choose. The best way to reduce the overall cost of a funeral is to remove some of the more expensive parts. This could include saving costs on funeral cars, floral tributes or choosing cremation over burial.


What does a budget funeral include?

A budget funeral includes whatever you feel is necessary. If you choose to opt for a funeral package, you may find that providers offer differing options as part of their services. It’s important to find out exactly what a funeral package includes, as well as any hidden or extra charges, before agreeing to the service.


Budget cremations from Simplicity

At Simplicity, we provide all the essential elements of a basic funeral, without the obligation to pay for the ceremonial elements you may not want. This way you can include only what’s important to you, helping to save money compared to a traditional funeral service.

Our funeral packages start at £995 and all include cremation fees, doctor’s fees, provision of a simple coffin, transport of your loved one and care in our quality mortuary facilities. Our focus on the practical elements of the funeral puts you in control of the finer details.

Whatever your reason for planning a budget funeral, we believe everybody deserves a compassionate and dignified farewell. That’s why we offer a range of funerals to suit all needs and budget; from a respectful direct cremation to a funeral with a service arranged by the family.


Choose from our range of budget funerals

At Simplicity, we believe you should have choice in how you say goodbye to your loved one, even when you are arranging a funeral on a budget.

While some providers will only offer one budget funeral option, we offer 3 low cost funeral packages, so you can choose the package that suits your family and your loved one’s wishes.

All of our budget funerals are available throughout the whole of mainland Great Britain.


Direct cremation from £995

A direct cremation is the most cost effective alternative to a traditional funeral, because the cremation takes place without a funeral service beforehand or any mourners present, at a time convenient to the crematorium.

A direct cremation is not just an option for those that cannot afford a full funeral; many families choose this dignified funeral option because they would rather the freedom to spend their money on a later event to celebrate their loved one's life, at a time and place away from the crematorium.

We refer to our direct cremation service as an Unattended Funeral, which is available from £995.

As recognition of our direct cremation service, we were awarded Best Direct Cremation Provider at the 2018 Good Funeral Awards. 


A small funeral from £1,395

Many funeral providers only offer direct cremation to those seeking a low cost funeral option. At Simplicity, we appreciate that some people are not comfortable with the cremation taking place without being present at the crematorium.

Our Intimate funeral provides a short time in the chapel to say a few words, for up to 12 people. You will also have the option to choose a piece of music to be played in the chapel.

This option is ideal if you do not want to arrange a full service in the chapel, but you’d still like the opportunity to say a final goodbye to your loved one.

You can arrange an Intimate funeral from £1,395.


A cremation with a funeral service arranged by you from £1,895

An Attended funeral gives you the flexibility to organise a personalised service in the crematorium chapel, allowing you to celebrate your loved one’s life in a way that suits you and your family, without the high price tag often associated with a full service funeral.

We’ll take care of your loved one, their transport and arrange a funeral time within the crematorium, then it’s over to you to make the arrangements for the service itself. You can arrange a family-led ceremony by choosing the exact funeral arrangements you want, including the ceremonial format, music, readings, visual tributes and the selection of minister or celebrant.  Although if finances are a concern, it would be more cost effective to ask a family member or friend to lead the service.

You’ll receive dedicated support throughout the entire arrangement process; our funeral arrangers will be at the end of the phone to help you with any decisions for the day and a member of our expert team will be present at the cremation to ensure everything runs smoothly.

For additional help arranging a funeral service, see our helpful guide.

The Attended funeral is available from £1,895. The return of ashes is included in the price of our Attended funeral and Intimate Funeral. For more information on what’s included as part of all of funeral packages, see our funeral prices.


What about budget funeral plans?

As funeral costs continue to rise, many people worry what the potential financial impact that arranging their own funeral may have on their family. If you are looking to take care of your funeral costs ahead of time, a prepaid funeral plan is one of the most affordable ways to do so.

Putting a plan in place can also help ensure your wishes are carried out when the time comes and means your family will not be left wondering what you would have wanted.

We offer three budget funeral plans based on the number of people you’d like to attend your funeral, starting from £1,495 or £16 per month.


Would you like a Simplicity Cremation for yourself, but you’re not ready to buy a plan? Our free share your wishes form could be for you. Simply fill out the contact form on our website and we’ll send you everything you need to let your family know you’d like a budget funeral from Simplicity Cremations.


If you need help with funeral planning on a budget, contact us today. Our expert team of funeral arrangers are available 24 hours a day, 365 days a year.


*The average cost of a basic funeral in the UK is currently £4,184, SunLife (2021), Cost of Dying Report,

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