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Ensure your funeral is paid for and your wishes are known with our prepaid funeral plans.


Ensure your funeral is paid for and your wishes are known with our prepaid funeral plans.


For those looking ahead

A Simplicity Prepaid Funeral Plan is the smart way to pay for your funeral in advance. It allows you to protect your loved ones from rising funeral costs, as well as ensuring your funeral is carried out according to your wishes.

Your funeral, your way

It’s often difficult to talk about funerals with your family and how you’d like things to be arranged. Putting a plan in place can help ensure your wishes are carried out when the time comes.

How we're different

Covers the essentials

Our prepaid plans cover all of the essentials for a simple funeral including cremation fees, a simple coffin, care at our mortuaries and the return of your ashes.

How does it work?

Protection from rising funeral costs

All of the services included in the plan will be covered no matter how much funeral prices might rise in the future.

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Why choose a prepaid funeral plan?

  •   It can reduce the burden on your loved ones with the stressful arrangements or financial strain often associated with arranging a funeral
  •   You have specific wishes for how you’d like your funeral to be arranged
  •   If you put money in a savings account there’s no guarantee that your savings will have grown to cover the cost of a funeral in the future


Prepaid plans to suit your budget and funeral wishes

Our funeral plans cover all of the necessary elements of a simple cremation including funeral director fees, cremation fees, a simple coffin and transport in our specialised vehicles.

Select a plan based on the number of people you’d like to attend your funeral; your family will have the option to make any additional arrangements when the time comes.

The Lily Plan
  Unattended direct cremation
  For those that do not want a service prior to the cremation
  Care at our mortuary
  Provision of a simple coffin
  Return of ashes in a simple container
The Magnolia Plan
  Allows up to 12 people to be present when the chapel attendant commits the body for cremation and a short time to say a few words
  Care at our mortuary
  Provision of a simple coffin
  Return of ashes in a simple container
The Orchid Plan
  Includes a full length service in the chapel with a ceremony organised by the family and no limit on attendees
  Care at our mortuary
  Provision of a simple coffin
  Return of ashes in a simple container

What's not included

It’s important to understand what isn’t included in a Simplicity Prepaid Funeral Plan. The Plan does not include:

  • Doctor’s fees*
  • Embalming, memorial or headstone, flowers, catering/wake
  • Viewing of the deceased
  • A hearse
  • Limousine for family/mourners
  • Funeral procession from home/funeral home to a service location
  • Co-ordination of any flowers or tributes and managing collection and payments of any charitable donations
  • Repatriation from outside mainland Great Britain
  • Costs for removing artificial limbs and mechanisms such as pacemakers
  • Costs associated with changes in regulations, tax, laws or generally accepted practice, which result in additional costs or affect the conduct of the funeral

Prepaid Plan Terms & Conditions


Call: 0800 484 0531

Call: 0800 484 0531

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Ready to purchase a funeral plan, or need advice? Our dedicated team will help you get started and answer any questions

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Simplicity prepaid funeral plans are the perfect way to take away the worry

We’re here to help customers make a different choice for their funeral, by increasing access to simple and low cost funerals, both professionally and respectfully.

We offer simple and low cost funeral plans for those looking to make their arrangements ahead of time.

FPA registered provider

You can have trust in our professional services. We adhere to the required FPA standards to ensure our customers are provided with the funeral they have paid for.

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Take away the worry

We offer you peace of mind that your funeral arrangements are taken care off, at what will undoubtedly be an emotional time for your family.

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Uncompromising quality

As part of one of the UK’s leading group of funeral directors, all of our premises, vehicles and staff are of the highest standards.

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Your money is kept safe

The money you pay for your plan is held securely by the National Funeral Trust, independently managed by some of the UK’s most respected investment companies.

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Guidance and support from our team

  •   Immediate arrangements by our professional telephone funeral arrangement team 24 hours a day, 365 days a year
  •   24 hour telephone bereavement and advice counselling service & online grief chat
  •   Service that is available throughout the whole of mainland Great Britain


Frequently asked questions

We’ve answered some of the most commonly asked questions to help you decide if a prepaid plan is right for you.

Who are the FPA?

The Funeral Planning Authority (FPA) was set up to regulate providers in the UK prepaid funeral plan industry, to ensure providers that are FPA registered are operating in a manner will mean the customers get the funeral that they have paid for when they need it. In order to safeguard customers, the FPA states that all registered funeral plan providers must place the client’s money in a whole of life insurance policy on the life of the Planholder, or place monies in a trust.

Will my money be safe?

The money you pay for your Simplicity Cremation Prepaid Plan goes into the National Trust Fund, where it is held securely and managed carefully to make sure that the services in your plan are covered. The Trust is independently managed by some of the UK’s most respected investment companies, so you can be sure it will be properly protected. This allows us to guarantee that no matter what happens, there will always be sufficient money within the Trust Fund to honour our agreement with our Planholders.

What happens to the plan if I move house?

Simplicity Prepaid Plans are available throughout mainland Great Britain. If you move house, contact us and we can update our records.

Is there any criteria to be accepted for a prepaid plan?

As long as your aged 50 or over, you’re guaranteed to be accepted for a Simplicity Prepaid Plan.

My funeral wishes are included in my will, why do I need a prepaid plan?

Wills are often left unread until after the funeral so it can be difficult to ensure your wishes are passed on.

I have savings and life insurance, will this not cover the costs of my funeral?

With funeral costs rising year on year, you may find that your savings and life insurance aren’t enough to cover the cost of a funeral. By taking out a Simplicity prepaid plan, you can guarantee there will be no more to pay for the funeral services covered in the plan when the time comes.

I like the sound of a Simplicity Cremation, but I’m not ready to commit to a prepaid plan, how can I share my wishes?

If you’re thinking about a Simplicity Cremation for yourself, but you’re not ready to buy a plan yet, our share you wishes form might be for you.

Can I take out a plan on another person’s behalf?

Yes, many of our customers take out a plan for their partner, parent or someone else close to them. As long as the person for whom the plan is intended is aged 50 or over, you can take out a prepaid plan on their behalf.

Need to talk?

0800 484 0531

Do you need further support, advice or to discuss an area in more detail? Our team are always on hand to help and guide you throughout your journey.


What our customers say

Our customer experience is very important to us and we strive to deliver a high quality service every time.

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