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Prepaid Funeral Plans

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Spread the cost with a Simplicity Prepaid Funeral Plan

At Simplicity, we offer funeral payment plans to help you cover the cost of your own funeral. Our prepaid funeral plans are affordable and dignified, with monthly funeral payments starting from as little as £16.51 a month.


Pay for your funeral in advance and spread the costs with a payment plan that suits you

A Simplicity Cremations cremation plan gives you the option to spread the cost, allowing you to pay in instalments, something not currently available from most funeral providers when paying for a funeral when the time comes.

Following a funeral that hasn’t been paid for upfront, you will typically have only 28 days to pay the final bill. Unfortunately this leaves many families with no option but to take out a loan or pay off the balance with a credit card, often with high interest rates.

Paying for your funeral in advance allows you to fix the cost of your funeral, at today’s price, no matter how much prices rise in future, protecting your family from the financial burden of arranging your funeral whilst also allowing you to plan your funeral, your way.


Your funeral payment options

We have a range of flexible funeral payment options, so you can choose to pay the way that suits you.


1. Pay in a lump sum

By making a single payment, you can relax knowing everything is taken care of. Our direct cremation plan starts at £1,495 and includes the cost of cremation, provision of a simple coffin, care at one of our mortuaries and the return of ashes in a simple container.


2. Pay in instalments over 12 months at no extra cost

We know a lot of people won’t have thousands of pounds available and a single payment won’t be a realistic option for them.

Many people are relieved to know that when opting to pay for your funeral plan across 12 months, you will not incur any interest on the total cost of the plan. This means your monthly funeral payments are manageable, leaving you without the financial worry.


3. Pay in instalments across a duration that suits you

You can spread the cost over a duration that suits you and your budget, provided all payments over any instalment term longer than 12 months are completed by the 80th birthday of the person named on the plan and the instalment term does not exceed the maximum term available.

In the event that you die before the balance is settled, your family will need to pay the remainder of costs after the funeral.

Whichever way you choose to pay, you can be safe in the knowledge that your plan is in good hands and you can rely on us to carry out your wishes when the time comes.


It’s easy to take out a Simplicity Cremations Funeral Plan

As long as you are aged 50 or over, you’re guaranteed to be accepted for a plan.

You can apply online in a few simple steps. We’ll get back to you within 14 days and send your Planholder’s pack in the post.


Talk to us about paying for a funeral in instalments

Contact us for advice and guidance about our funeral payment plans. Our helpful team are ready to answer any questions you may have, and guide you through the process of taking out a plan with Simplicity.

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